One of the questions I get asked most often is: what advice do you have for a first home purchase? After 16 years working in Southwest Montreal, across Saint-Henri, Griffintown, Pointe-Saint-Charles, and Little Burgundy, here is what I wish someone had told me from the start.
Start with your pre-approval, not with visits
The most common mistake I see first-time buyers make is falling in love with a property before knowing what they can actually afford. Get your mortgage pre-approval first. You will know exactly what price range to focus on, and you will be ready to act when the right property comes along.
(See also: Buy a Property in Montreal: When Is the Right Time?)
Choose your neighbourhood before you choose your property
In Southwest Montreal, every neighbourhood has its own personality. Saint-Henri draws young families and creative professionals. Griffintown appeals to urban buyers who want everything within walking distance. Pointe-Saint-Charles offers more space for the price. Little Burgundy combines character with accessibility.
I always recommend visiting these areas at different times of day before committing. The right neighbourhood matters just as much as the right property.
Do not rely only on the listing price
The asking price is a starting point, not an absolute truth. When I work with a buyer, I can tell them whether a property is fairly priced, overvalued, or a genuine opportunity.
Budget beyond the down payment
Your first home purchase in Montreal comes with costs many buyers overlook: welcome tax, notary fees, building inspection, and tax adjustments. I always advise budgeting an additional 3 to 5 percent of the purchase price for closing costs.
Work with someone who knows your area
This is the most important advice I can give you. Local knowledge of streets, buildings, and neighbourhood price trends makes a real difference when it is time to negotiate. I have been working in Southwest Montreal for 16 years, and that expertise shows up in every transaction.
Your first home purchase in Montreal starts here
Whether you are eyeing a condo in Griffintown, a plex in Pointe-Saint-Charles, or a house in Saint-Henri, I can guide you through every step of the process, with no pressure and no agenda.